Randy credits his achievements in life, his can-do attitude and his always-do-the-right-thing motto to his parents. They instilled in him the value of hard work, the importance of each individual, and that a life of service to others through honesty and integrity is paramount to success and happiness.
After six years of growing other companies, Randy embraced the entrepreneur within and co-founded his own holding company in 1999. The new company had three subsidiary businesses: mortgage lending, real estate sales/franchising, and financial planning services.
In 2011, Randy met Dan Ahmad, who was a top financial advisor, and at that time had 30 years of experience in the industry. Randy discovered Dan shared his same passion and mission – to help others make good decisions with their money.
After working with Dan and his partner, Jim Files, for several years, Randy moved his family across the country to Sacramento to use his skills as Director of Business Development in growing Peak Financial Freedom Group.
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Last week saw the worst week on Wall Street since 2008, as the Dow fell into correction likely due to the outbreak and spread of COVID-19, commonly called novel coronavirus. A market correction is a nerve-wracking event for investors, but the current uneasiness in the markets is no cause for panic.
While the spread of COVID-19 is atypical, a market correction is not. In fact, it’s an entirely normal process, and not altogether unexpected after experiencing the longest-running bull market on record. There have been 22 market corrections since 1974, and they are aptly named because the market usually “corrects” itself and returns prices to their longer-term trends. While the coronavirus is likely to cause economic impact into at least the second quarter of 2020, historically, Wall Street’s reaction to these types of epidemics has been short-lived, including in the recent past.
When you spend most of your year toiling away at work, it’s natural to want to make the most of your vacation time. For many Americans, this means dreaming of the opportunity to own a vacation home where they can relax and recharge, while possibly earning rental income, too.
Before you pull the trigger on your own vacation home, however, you may want to think twice. While it certainly offers the opportunity for enjoyment and making meaningful memories, vacation homes also come with a few drawbacks.